Free money calculators for small sellers and freelancers
Work out Etsy fees, quarterly taxes, prices, late fees and your monthly budget in seconds. No sign-up, no cookies, nothing leaves your browser.
Calculators
Etsy fee & profit calculator
Every Etsy fee on one order, including Offsite Ads and the per-item renewal, plus the price you need for a target margin.
Open calculatorQuarterly tax set-aside estimator
Estimate self-employment, federal and state tax, your quarterly payment and the % of every payment to set aside.
Open calculatorProduct pricing, COGS & margin
Cost of goods with your labour, selling fees, margin vs markup, break-even and the price for a target margin.
Open calculatorInvoice late fee & interest
Late fee or interest on an overdue invoice: flat, one-time %, 1.5% a month or APR, with grace days and a cap.
Open calculatorMonthly business budget planner
Plan a month by category, see your surplus and spending mix, and compare planned vs actual.
Open calculator
Spreadsheet templates
When a one-off calculation is not enough, our spreadsheets run the same math across a whole year. Each is one .xlsx file that works in Excel and Google Sheets, ships with a filled-in sample, and has locked formulas so nothing breaks.
Etsy Seller Profit Tracker
Every fee, every order: incl. Offsite Ads
View on Payhip
Invoice & Payment Tracker
Partial payments, aging and a daily chase list
View on Payhip
Inventory & COGS Calculator
Materials, labour, fees, margin, reorder alerts
View on Payhip
Freelancer Tax Set-Aside Tracker
What to save from every payment + what is due when
View on Payhip
Simple CRM & Lead Tracker
Auto follow-up dates, pipeline and win rates
View on Payhip
Small Business Budget Planner 2027
Plan 2027, track it, beat it
View on Payhip
Small Business Spreadsheet Bundle
Five spreadsheets that run the numbers side of a small business
View on Payhip
Why these calculators
Most free calculators skip the awkward parts: the Etsy listing fee charged again on every item sold, the Offsite Ads fee, the IRS periods that are not calendar quarters, the labour cost that turns a "profitable" product into a loss. Ours include them and show the formula, so you can check the math yourself.